UCL School of Management

Research project

Banking regulation

Summary

This research projects studies a number of important questions related to bank capital regulation such as i) How do bank react to increases in capital requirements, do they cut credit, do they raise capital, does that make them safer and in fact trigger a balance sheet expansion? ii) What are the international spillovers of bank capital regulation? iii) How to pick socially optimal capital requirements?

Relevance

This project is of utmost relevance to financial stability and macroprudential regulators. Since the global financial crisis, capital regulation has been in constant evolution and there are many issues that remain open questions.

Selected publications

Malherbe, F. (2020). Optimal capital requirements over the business and financial cycles. American Economic Journal: Macroeconomics.
Last updated Thursday, 31 October 2019

Author

Research groups

Finance, Accounting, & Economics

Research areas

Finance

Research topics

Bank regulation; Capital requirements; Financial economics; Macro-prudential regulation; Credit booms